Seller offering to pay 6 months HOA at closing!!!!This home qualifies for FHA financing!! HOA includes Trash and water!! Welcome home to this charming 2-story coastal townhome in the desirable St. Helens Crossing community-offered at an incredible value under $250K! This bright and inviting 3-bedroom, 2.5 -bath home delivers the perfect blend of comfort and convenience. Step inside to find a spacious, thoughtfully designed layout with plenty of natural light and room to grow. The primary suite features a generous walk-in closet, giving you the storage space you've been looking for. Enjoy your own outdoor area-ideal for morning coffee, weekend grilling, or simply relaxing after a long day. Whether you're entertaining or unwinding, this home makes it easy. Located just minutes from local restaurants, shopping, and everyday essentials, you'll love the convenience of this well-situated neighborhood. Plus, with the beaches only about 33 minutes away, coastal living is always within reach. Whether you're a first-time buyer, downsizing, or looking for a smart investment, this home checks all the boxes. Don't miss your chance to own a slice of coastal charm at an unbeatable price!